How to Start a Business with Zero Money

By: Ana Margarita Olar|

On reality, you cannot start a business when you have empty pockets. With business come the expenses. You need money for securing permits, attending training, marketing expenses, and many others.

But if there is a will, there’s a way. If you have a limited budget but you have a great desire to start with, you will be fine.

Here’s how to start a business with a limited or zero budget:


To start a business you have to get funds. Of course, this person must be someone who trusts you. If possible, borrow from a close relative or friend. Avoid bank loans if possible. You don’t want to get drowned with loan interest while your business is still struggling.


If you cannot make products to start a business, you can resell products. Many businesses offer cash on delivery. This means that you don’t have to spend something for the product. Your clients will pay for it. All you have to do is find a market who will buy your products.

Aside from having a physical store for reselling, you can try selling online. Just beware of bogus buyers and joy reservers.



When you cook, make, or manufacture something, there is an initial cost in supplies. But, you can sell the finished product can more than what they cost. You can sell it directly to clients. Or you can also sell it online. Here are some online shops that you can try:

Bonanza is a growing market for handmade goods. It has over 10 million views per month.

Abe’s market sells natural and organic goods such as lotions, candles, and more.

Etsy is another online shop for handmade products, from trinkets to toys.


Another smart way to start a business with a little start-up is to offer your skills instead of selling a product. For example, turn a part of your home into a barber shop. All you need is a comb and a sharp pair of hair scissors. Just be creative when you market yourself. Put some extra effort so that your clients will trust you and would go back to you.


It is impossible to start a business without a fund. There are things you need to provide first before you can start a business. For example, if you want to learn how to sell, you can volunteer as a sales agent in exchange for the knowledge and skills.

When you want to start a business, you have to pour out your heart and dedication. In this way, you will see a success pathway and open doors for new opportunities. Try and try, give your best effort, and you’ll find out that your chance at success is limitless.