ExecutiveChronicles.com | Health Hacks – 5 Clever Ways To Reduce Your Healthcare Costs | Something as important as maintaining your health and wellbeing shouldn’t have to cost you a fortune. If you’ve noticed that your healthcare spending is putting you under financial pressure or stress, then you may need to rethink how you go about these priorities. Here are five simple ways you can reduce your healthcare spending without compromising your quality of life.
1. Join A Local Dental Membership Service
Dental care is known to be costly. Plenty of people feel the pinch and will delay or avoid making routine appointments to save money. Aside from the obvious detriment to your health, neglecting dental problems until they worsen will end up costing you a lot more in the long-run.
Signing up for dental insurance with no waiting period can be a great way to stay on top of your health. This allows you access to the fund’s dental health partners which equates to lower fees and being able to see a professional when you need to rather than waiting it out in the public health system.
2. A 30-Day Cleanse from Processed Foods, Sugar, and Soda
It sounds easy but all of the above products are highly addictive and a part of many people’s everyday diets. While everyone is familiar with the long-term effects of habits like smoking and drinking alcohol, sugary drinks and processed foods affect adults and children alike by adding unneeded sodium, saturated fats, and sugar to their diets, increasing the risk of chronic diseases.
Getting a routine health checkup is not the only preventative measure that’s in your control. Something as simple as culling soda or sugar from your diet can give you immediate financial savings while improving your long-term wellbeing.
3. Use Free Exercise Apps
Exercise offers endless health benefits. It improves your heart health, mental health, weight management, and reduces your risk of some cancers and chronic diseases. While it doesn’t lower the costs of healthcare upfront the way dental cover does, prioritizing exercise as part of your lifestyle is a free preventative health measure that can save your future self a lot of money on healthcare. If you’d like some support to get started, check out exercise apps and online workout ideas – they are always available and completely free.
4. Opt For Generic Over Branded Medications
According to doctors, brand-name medications are not always better than generic, despite their much higher prices. Paying more for medication can also result in other problems. Some people may skip doses or dismiss taking a certain drug at all because they just can’t afford it. The pharmaceutical industry is heavily regulated and the effects of medication are researched thoroughly and often, so don’t let any misconceptions stop you from buying generic.
Note: when taking any new medication regardless of brand, if you feel unwarranted side-effects be sure to contact your GP immediately.
5. Double Check Your Medical Bills
Mistakes happen in all industries and health care is no exception. While attention to detail is vital to the medical profession, oversights in administration occur just as often, if not more than they do with any other service. The Medical Billing Advocates of America estimates that up to 80 percent of medical bills contain errors. The best way to make sure you’re not paying more than you need to is to error-check your bills, every single time.
Keep your healthcare affordable by seeing how many of these tips you can incorporate into your life.