GSIS to give emergency loans to El Niño-affected GenSan, Guimaras and Sarangani


The Government Service Insurance System (GSIS) allotted Php539 million in emergency loan to active members and old-age pensioners in the El Niño-affected General Santos City in South Cotabato and the provinces of Guimaras and Sarangani.

The loan is open to 17,235 active members who are who are working or residing in the calamity-declared areas, are not on leave of absence without pay, have updated premium contributions, and have no unpaid loan amortization in the last six months.  The 2,052 old-age pensioners in the said areas may also apply for the loan.

Active members borrowing for the first time may apply for a Php20,000 loan.  Those with an existing emergency loan may borrow up to Php40,000, from which the outstanding balance will be deducted.

The loan is payable in 36 equal monthly instalments with an interest rate of six percent per annum computed in advance.  It is covered by a loan redemption insurance, which deems the loan fully paid in case of the borrower’s demise, provided the loan repayment is up to date.

Active members may apply through any GSIS Wireless Automated Processing System (GWAPS) kiosk located in all GSIS branch and extension offices; provincial capitols; city halls; selected municipal offices; large government agencies such as the Department of Education; 27 Robinsons Malls; and SM City branches in North EDSA, Manila, Pampanga, Cebu, and SM Aura in Taguig.

Old-age pensioners must file their loan application over the counter.  If they are also active GSIS members (when they reentered government service), they may avail of this emergency loan only once.

The deadline of application for the loan is May 4, 2016 in Guimaras, May 5 in General Santos City, andMay 7 in Sarangani.

Loan proceeds are electronically credited to the borrower’s GSIS eCard or unified multipurpose identification (UMID) card.

For inquiries, qualified borrowers may email; visit the GSIS website,; or call the GSIS Contact Center at 847-4747.

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